Homaie Rad E¹ (PhD Student), Najafipoor F² (PhD), Nouruzi A³ (MPH), Raeissi P^{4 *} ( PhD )

  ¹ Department of Health Services Management, School of Public Health,

  Tehran University of Medical Sciences, Tehran, Iran

  ² Military Social Security Organization, Tehran, Iran

  ³ Military Social Security Research Center, Tehran, Iran

  ⁴ School of Management and Information Sciences,

  Iran University of Medical Sciences, Tehran, Iran

  Original Article

  Received: 28 Jun 2014, Accepted: 2 Oct 2014

  Abstract

  Introduction: Moral hazard is one of the most important issues in health insurance system. It happens when the insurance’s coverage and its utilization increase. The aim of this study was to assess the moral hazard of dental services in armed force social security insurance before and after soldiery.

  Methods: This was a descriptive-analytical study. One hundred and fifty soldiers from garrisons of Tehran were invited to the study. Data were collected using checklists. The models were estimated using logistic regression.

  Results: Sixty five (43%) soldiers out of 150 had not used dental services before conscription. They began to use the services after receiving a substantial dental services insurance coverage. The results of this study showed that moral hazard had strong positive relationships with education, income, and ease of getting off from garrisons. The moral hazard had a negative relationship with the insurance coverage before soldiery.

  Conclusion: More dental services coverage, more demand and utilization of the services. It also increased the costs and quality of the services.

  Key words: m oral hazard, armed force insurance, dental services, Logistic Regression, Iran

  Please cite this article as follows:

  Homaie Rad E, Najafipoor F, Nouruzi A, Raeissi P. Moral hazard of Dental Services in Armed Force Social Security Insurance before and after Soldiery in 2012. Hakim Health Sys Res 2014 17(3): 260- 267.

  * Corresponding Author: School of Health Management and Information Sciences, Rashid-Yasemi Avenue, Valiasr Street, Tehran, Iran. E-mail: Raeissi2009@yahoo.com